Everyday Banking
- Checking
- Savings
- Debit card
- Direct deposit
- ACH
- ATM access
Subject to regulatory approval and future product implementation.
Proposed Services
What We Intend to Build.
Everything on this page describes the proposed operating model of an institution in organization. No products or services are currently available and no deposits are being accepted.
Currently in Organization • Subject to Regulatory ApprovalProposed Services
What We Intend to Build.
The following describes the proposed product roadmap for the institution being organized. Nothing shown is currently available.
Digital Banking
- Mobile app
- Online banking
- Alerts
- Digital statements
- Remote services
Subject to regulatory approval and future product implementation.
Consumer Lending
- Personal loans
- Auto financing
- Credit-building loans
- Future credit cards
Subject to regulatory approval and future product implementation.
Homeownership
- Mortgage products
- Home-equity solutions
- Homebuyer education
Subject to regulatory approval and future product implementation.
Business & Entrepreneurship
- Business checking
- Business lending
- Entrepreneur education
- Future commercial services
Subject to regulatory approval and future product implementation.
Financial Education
- Credit education
- Savings programs
- Homebuyer education
- Small-business education
- Financial wellness
Subject to regulatory approval and future product implementation.
Digital-First Vision
A Modern Credit Union Without the Traditional Branch Burden.
The proposed operating model prioritizes convenient digital service over an expensive branch network, so more value can be returned to members.
- Digital-first operating model
- Mobile banking as the primary channel
- Online account servicing and self-service
- Digital accessibility for eligible members
- ATM and shared-network access strategy
- Small administrative physical footprint
Digital access is being designed to support eligible members wherever permitted by the approved charter and field of membership.
Subject to regulatory approval and future product implementation. Diaspora Credit Union is currently a proposed financial institution in organization and is subject to regulatory approval. It is not presently chartered to conduct credit union business, is not accepting deposits, and is not currently representing that accounts are federally insured. Information on this website describes the proposed institution and may change during the chartering process.
Membership Interest Survey
Help Build the Credit Union Our Community Deserves.
Your participation helps demonstrate the need for a financial institution designed around the diaspora community.
The survey is informational only. It does not open an account, is not an application and creates no financial obligation. No deposits are currently being accepted.